🥕👩🏻‍🌾 Frosty Finances: What Carrot Cake Can Teach Us

A few weeks ago, I made a carrot cake with sesame caramel cream cheese frosting from the Soframiz Cookbook.  It was a new-to-me recipe, so I followed it rather closely.

Except, I did make one substitution: it called for sweetened shredded coconut, but I had only unsweetened. I read through the recipe, and was confident the cake would still be plenty sweet (I was right).

The cream cheese frosting had a “sub-recipe” for sesame-caramel sauce.  You make caramel the usual way – with caramelized sugar, cream, and butter, and then mix in halva at the end. Delicious, but it made double what I needed for the frosting. If I made the recipe again, I’d cut that in half.

The directions also called for cooling the caramel before mixing it into the cream cheese. But with the temperature differential between the room temperature cream cheese and the cool caramel, the cream cheese clumped a little. Next time? I’ll keep the caramel somewhere between room temperature and slightly warm for a smoother/creamier frosting.

When I finished baking (and recovered from the sugar-rush of taste-testing a slice or two or three 🤤), I noted all the changes I’d make next time. Right in the margins of the cookbook. Because if I don’t make notes, I’ll forget. [[and yes, I also do crossword puzzles in pen.]]

And the next time I make this recipe [[which happened to be a week later, because, you know, I had extra caramel]], I want to remember what worked (and what didn’t).

Same goes for your bookkeeping.

The margins of my cookbook? It’s just like the memo line in your check register or QuickBooks transaction.

Those little notes can make a big difference when you’re reviewing your profit and loss at the end of the year. Instead of wondering, WTH did I spend $1,000 on… you can be reminded that it was replacement seeds after a crop failure or a special tool for harvesting or whatever.

You don’t have to memo every single purchase. If you buy something from Johnny’s, it’s probably seeds. But if it’s something unusual—or something you know you’ll question later—make a note.

Just a few words can jog your memory and save hours of head-scratching frustration later.

📌 Financial clarity often starts with the small habits.

So next time you’re categorizing expenses, think of it like writing a note in the margins of your favorite recipe. Your future self will thank you.